The One Account
Best Loan and Mortgage Deals
The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
The One Account is a part of the Royal Bank of Scotland Group, and has launched the UK’s first current account mortgage seven years ago. It works by bringing together one’s mortgage, current account, savings, loans and credit cards. The current rate for The One Account is 6.45%.
The One Account loans are available to UK residents who are over 18 years of age, and are at least 5 years away from the retirement. Applicants must have regular income. In addition The One Account requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Homeowners and tenants can apply for The One Account Mortgage, but one usually needs a very good credit history to qualify. It would be worth-while to compare The One Account to other UK lenders first.
