Lombard Direct Consolidation Loans
Ready to Serve Your Financial Needs
The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
Lombard Direct is a part of the Royal Bank of Scotland group. Lombard Direct is one of the UK’s leading online lenders for the past ten years, and was established in 1995. Since that time, it has managed over 900,000 loan accounts.
A Lombard Direct loan offers a fixed interest rate to allow for better budgeting. The loans are unsecured, and you can repay them over two to seven years. Loan terms of six or seven years are only available on loan amounts of £10,000 or over. If you decide to pay back your Lombard Direct loan early, you will be charged the equivalent of one month’s interest.
If you apply for a Lombard Direct loan, you will be given a decision within 1.5 business days. If your application is accepted, your loan agreement should arrive in the mail within two days. You can have the funds transferred directly into your account as soon as your paperwork has been received by Lombard Direct (there is a fee for this service). If you do not choose the Express Next Working Day Transfer option, the transfer will take three to five business days.
Lombard Direct loans are available to UK residents who are between the ages of 18 and 65. Applicants must have regular income. In addition Lombard Direct requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Homeowners and tenants can apply for Lombard Direct Loan, but one usually needs a very good credit history to qualify. It would be worth-while to compare Lombard Direct to other UK lenders first.
