Low cost loans
Tradition of Personal Loan Services
The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
Intelligent Finance is a division of Halifax plc and the HBOS banking group. The idea behind it is that the money you have can be linked to the money you borrow. This reduces your interest payments on Intelligent Finance loans or increasing the amount of interest you earn on your savings. Intelligent Finance is one of the UK’s leading direct banks.
Intelligent Finance loans come in two different forms. One offers a lower exclusive interest rate customers can benefit from if they bank online. The other Intelligent Finance loan charges slightly more interest but is a slightly more flexible option. The interest rate is fixed and there are no early repayment fees.
With both Intelligent Finance loans, you can receive the money within 24 hours of your application being accepted (for a £50 fee), and you can take a two-month repayment holiday at the start of your loan term.
Intelligent Finance loans are available to UK residents who are between the ages of 18 and 65. Applicants must have regular income. In addition Intelligent Finance requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Homeowners and tenants can apply for Intelligent Finance Loan, but one usually needs a very good credit history to qualify. It would be worth-while to compare Intelligent Finance to other UK lenders first.
