

The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
HFC Bank was established in 1973 as the UK division and subsidiary of Household International Inc, one of the largest independent consumer finance companies in the United States of America.
In 1998, HFC Bank merged with Beneficial Bank resulting in a new bank in terms of scale, size and opportunity. This merger resulted in a significant increase in HFC’ market presence and growth potential. In March 2003 both Household International Inc. and HFC Bank Ltd became part of the HSBC Group.
HFC offers a wide range of financial services, from loans to mortgages, suited to different circumstances. You can apply for a HFC loan online, and in most cases you’ll get a very quick decision. You could use HFC loan for anything including consolidating debts, home improvements or a new car.
HFC loans are available to UK residents who are between the ages of 18 and 65. Applicants must have regular income. In addition the HFC requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Homeowners and tenants can apply for HFC Mortgage, but one usually needs a very good credit history to qualify. It would be worth-while to compare HFC to other UK lenders first.