First Direct Mortgages
Lowest Rates - The First Time
The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
First Direct loans are provided by an internet-based bank which is part of the HSBC Group. First Direct has 1.2 million customers, 840,000 of whom use internet banking. First Direct loans come in multiples of £50, from £5,000 to £25,000 at 7.9% APR typical. You’re free to choose a repayment date that suits you, and there’s no restriction on what you can use it for. The interest rate is fixed.
First Direct loans are only available if you already have a First Direct bank account. First Direct loans are available to UK residents who are between the ages of 18 and 65. Applicants must have regular income. In addition First Direct requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
First Direct may be reached at 08 456 100 100 during regular business hours. Homeowners and tenants can apply for First Direct Loan, but one usually needs a very good credit history to qualify. It would be worth-while to compare First Direct to other UK lenders first.
