First Active Secured Loans
Bad Credit Loans & Remortgages
The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
First Active plc is a Royal Bank of Scotland Group company. First Active specialises in secured personal loans, UK bank accounts and mortgages.
With most unsecured loans you can typically borrow up to £10,000 with a maximum repayment period from 5 to 10 years. With a secured loan you can borrow up to 125% of the value of your property subject to status over a timescale ranging from 3 to 30 years. As the lender is securing the loan against your property a secured loan often provides a cheaper longer term finance solution than an unsecured loan. First Active home loans are available from £10,000 and up.
First Active loans and mortgages are available to UK residents who are between the ages of 18 and 65. Applicants must have regular income. In addition First Active requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Tenants and homeowners can apply for First Active loan or mortgage, but one usually needs a very good credit history to qualify. It would be worth-while to compare First Active to other UK lenders first.
