

IF you are UK resident and owe over £1000 of unsecured debt to two or more creditors you may apply. When you apply for the Debt Management our advisers will guide you through all steps over telephone, offering you professional recommendation on finer points of Debt Management Program and which solution is right for you.
If you are resident of England or Wales and are unable meet your payments, you may apply for an IVA. Under similar circumstances, residents of Scotland must apply for a Trust Deed. In most cases IVAs and Trust Deeds are granted to individuals that owe over £15,000 of debt to two or more creditors. Those who are subject to a Bankruptcy Order may still apply. The Bankruptcy will be negated if your application is approved.