

The moment we receive your loan request, we start searching for the lowest rate and the highest chance of approval.
Specify the time you prefer to be contacted and our lending brokers will call you with a free no obligation loan offer.
Applying for a loan with UK Loan Services is simply the fastest way to get money out of your home and into your hands.
Up to 100% LTV loan plans
Pay nothing up to 5 months!*
Lowest APR from top UK lenders
Fixed rates up to 5 years available
Lower monthly repayments
Bad Credit? No Problem!
* optional or available on some of our loans
The Capital One Group is a top ten credit card issuer in both the UK and United States, with more than $84 billion in managed loans and 49 million world-wide customers, serviced by more than 14,000 employees. Capital One Homeowner Loans offers two types of loan: Platinum and Classic. Which one you choose will depend on your credit rating, employment circumstances and the amount of interest you're willing to pay.
The loans are available from £5,000 to a maximum of £100,000 at a 11.9% APR typical. A Capital One Platinum Homeowner Loan has a variable interest rate and is open to borrowers from 21 to 70 years of age, with no adverse credit. Borrowers must not be self-employed and must have a household income of more than £17,500. Capital One Platinum loans will lend up to 65% of your home's value, less the amount outstanding in your mortgage. Capital One requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Capital One may be reached at 0800 0720055 during regular business hours. Homeowners and tenants can apply for Capital One Loan, but one usually needs a very good credit history to qualify. It would be worth-while to compare Capital One to other UK lenders first.